On today’s numbers, sending $1,000, Remitly delivers ¥6,617.42 and Western Union → Alipay / Weixin (estimate) ¥6,578.72: ¥38.71 more with Remitly.
Both send US dollars that arrive in China as yuan. The real price is the fee plus how far each one’s exchange rate sits below the mid-market rate, so we compare what actually arrives. Numbers below are recalculated about every 15 minutes from live data, with the time each provider’s quote was collected.
| Amount | RemitlyBank account or debit card | Western Union → bank accountPay from bank account | Western Union → Alipay / WeixinPay from bank account |
|---|---|---|---|
| You pay $500 | ¥3,302.11Total cost $5.23 (1.05%)Most received | ¥3,247.94Total cost $13.34 (2.67%) | ¥3,286.10Total cost $7.63 (1.53%) |
| You pay $1,000 | ¥6,617.42Total cost $8.48 (0.85%)Most received | ¥6,508.85Total cost $24.74 (2.47%) | ¥6,578.72Total cost $14.28 (1.43%) |
| You pay $5,000 | ¥33,256.65Total cost $16.98 (0.34%)Most received | ¥32,596.19Total cost $115.94 (2.32%) | ¥32,919.66Total cost $67.48 (1.35%) |
Computed at the mid-market rate 1 USD = 6.6740 CNY (Frankfurter (blended central-bank rates), 2026-10-21); bank wires in USD use Bank of China’s TT buying rate 6.6643. All of today’s rates
| Provider | Fees | Delivery | Data |
|---|---|---|---|
| Remitly · Bank account or debit card | $1.99 sending fee, exchange rate 0.65% below mid-market | Shown at checkout (Express or Economy) | as of · Source: Wise price comparison |
| Western Union → bank account · Pay from bank account | $1.99 sending fee, exchange rate 2.28% below mid-market | About 1 day (WU estimator) | as of · Source: Wise price comparison |
| Western Union → Alipay / Weixin · Pay from bank account | $0.99 sending fee, exchange rate 1.33% below mid-market | About 1 day (WU estimator) | Fees checked: 2026-10-18 |
Online. Pays out to a bank account, Alipay or Weixin.
Online, to a Chinese bank account with a UnionPay card (starts with 62).
Western Union: up to $7,000 online to bank accounts in China.
Online, paid out to the recipient’s Alipay or Weixin wallet.
Page generated Oct 21, 2026, 14:28 UTC from the live fee feed; refreshed about every 15 minutes.
Compare with your own amount →
On today’s numbers, sending $500, Remitly delivers ¥3,302.11 and Western Union → Alipay / Weixin (estimate) ¥3,286.10: ¥16.02 more with Remitly. On today’s numbers, sending $1,000, Remitly delivers ¥6,617.42 and Western Union → Alipay / Weixin (estimate) ¥6,578.72: ¥38.71 more with Remitly. On today’s numbers, sending $5,000, Remitly delivers ¥33,256.65 and Western Union → Alipay / Weixin (estimate) ¥32,919.66: ¥336.99 more with Remitly. Quotes change several times a day and differ by pay-in method and promotions, so confirm in the provider’s app before sending.
At $1,000: $1.99 sending fee, exchange rate 0.65% below mid-market. Remitly publishes a $1.99 fee for China but not its exchange-rate markup. The fee and markup here are Remitly’s standard quotes at $100, $1,000 and $5,000 as recorded by Wise’s price comparison (time shown above).
At $1,000: $1.99 sending fee, exchange rate 2.28% below mid-market. Fee and markup are Western Union’s quote for a bank-account payout paid from a bank account, as recorded by Wise’s price comparison (time shown above). Not a published schedule; check your own quote. The debit-card fee is from WU’s estimator on 2026-10-18.
At $1,000: $0.99 sending fee, exchange rate 1.33% below mid-market. Western Union says it “makes money from FX” but publishes no markup or China fee table. Fee and rate here are what its online price estimator returned for $1,000 on 2026-10-18 (rate 6.5974 vs mid 6.6865); they vary by amount and day.
Remitly: Shown at checkout (Express or Economy); Western Union → bank account: About 1 day (WU estimator); Western Union → Alipay / Weixin: About 1 day (WU estimator).
